A rinse and repeat of last month: more travel spending, more house spending! Here’s everything we spent money on in October.
Why share the details of what we spent? Because I always wish more people would. It’s an interesting way to see how people are living their lives. No two people spend money the same way.
I’ve always posted a summary to Instagram, but I’ve also always loved the way The Frugalwoods post each month. So I’m trying out something new. It’s a surprising amount of work to type it all out, but also strangely satisfying.
October was expensive
We paid for flights and hotels for a vacation. We paid the second half of our permanent holiday lights. I spent $1700 on shoes. (But…for a good reason!) Read on for all the details!

This is total spending for a month for two adults in a medium-to-high cost of living city. One thing you might notice is missing is cell phone service. I use Mint Mobile and so I only pay in a lump sum once a year.
| Food | ||
| Groceries | $1,022 | That’s a lot! A little higher than usual because we had guests in town and made a separate trip for about $150 in baking supplies. |
| Restaurants | $440 | Picking up the check while going out with out of town guests. |
| Takeout | $372 | This is takeout and delivery. One of us had COVID this month and while Door Dash is a rarity for us, we had most meals delivered for a couple of days there. |
| Coffee | $83 | Six stops at our local coffee shop. Not mad about that! |
| Beer and Wine | $263 | Stocked up on wine. |
| Vacation | ||
| Hotel | $3,174 | Flights and hotels for a week in Mexico next month |
| Home | ||
| Bat removal | $557 | Paying the rest in November |
| Sprinkler winterizing | $80 | Glamorous |
| Permanent holiday lights | $1,530 | This is half, we paid half as a deposit earlier. I love them so much! |
| Water & Power | $214 | Pretty important! |
| Home supplies | $126 | Toothpaste, etc. |
| Streaming/Internet | ||
| Cell phone | $203 | This is for a year for one line for Mint mobile. One of our lines renews in October and the other in November. |
| Hulu | $14 | Without ads. Because I’m fancy. |
| Netflix | $10 | I usually don’t pay for more than one streaming service but I’m watching shows on both so breaking my own rule. |
| Audible | $16 | Debating canceling. I’m not using this a ton. |
| NY Times | $4 | Support good journalism. |
| Apple storage | $3 | Cloud storage. |
| Internet | $50 | Happy to have fast service so zoom works most of the time. |
| Transportation | ||
| Gas | $58 | I use the Upside app to get cash back but I only fill ip about once a month. |
| Insurance | $107 | My car insurance company doesn’t offer a discount to pay all at once so I pay monthly. |
| Tolls | $57 | |
| Parking | $4 | Couple of parking meters. |
| Ride shares | $150 | I try to use Lyft over Uber and be a good tipper. |
| Charity | $104 | I have hit my annual giving goal for the year, but couldn’t resist two local fundraisers for friends. |
| Personal | ||
| Brow wax | $50 | I remember paying $8 at a nail salon when I was in college. But they’re on my face! I literally pay for more for my brows than a haircut. |
| Medical | $252 | A prescription and physical therapy for my foot. |
| Gym | $48 | Peloton monthly membership. Love it. |
| Clothes | $1,743 | Wowzas. This was mostly shoes that were returned the next month in my quest to find something that would work with my foot injury. |
| Joy | ||
| Pets | $310 | Food and medication |
| Wooden hangers | $102 | Replaced all my plastic hangers with wood hangers and now my closet feels like a fancy boutique. |
| Not Joy | ||
| Fees | $142 | Annual credit card fee |
| TOTAL (Not including the mortgage) | $11,288 | Vacation, foot injury friendly shoes, and house stuff (bats and lights) were my big dents in the budget this month. 2022 has been expensive! |
How did October treat you? I’ll be posting November soon and I have to tell you if was like October–more huge one time expenses! Estate planning costs finally hit and the final bill for bat removal.
Favorite purchase lately? I have to say, my permanent holiday lights are still my favorite. Pricey for sure but they bring me a little bit of joy every single day.
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